Tidera Capital | Marine Financing Experts
Marine Financing Experts

Get Matched With
the Right Lender
for Your Vessel

We're not a lender. We're your advocate. Tidera Capital connects high-net-worth buyers with the nation's top marine lenders, securing exclusive rates and terms you can't access on your own.

Get Matched Now See How It Works
$500M+
Loans Arranged
500+
Vessels Financed
24hr
Match Guarantee
Active Client Match
Vessel
75' Motor Yacht
Financing Needed
$2,400,000
Lenders Matched
4 of 12 reviewed
Best Rate Found
From 6.49% APR
Matching Progress78%
Lender network includes
National Banks Credit Unions Marine Specialty Lenders Private Lenders NMLS Regulated
$500M+
Total Loans Arranged
500+
Vessels Financed
50+
Lender Partners
97%
Client Satisfaction
About Tidera Capital

An Independent Advocate
in Your Corner

"Our only loyalty is to our clients. We leverage deep lender relationships built over years in marine finance to find the best deal for your situation — not the one that's easiest to close."

Independent & Client-FirstWe are not a lender and have no affiliation with any financial institution. Every recommendation is made to maximize your benefit.
Deep Marine Finance ExpertiseMarine lending is a specialized field. Our team has navigated yacht and vessel financing across all market conditions.
Nationwide Lender NetworkOur relationships span national banks, credit unions, marine specialty lenders, and private capital — options the public cannot reach directly.
Miami-Based, Nationally FocusedHeadquartered in Miami, FL — one of the world's premier yachting markets — we serve buyers from coast to coast.
Start Your Application How It Works
Our Services

Expert Marine Financing
for Every Type of Vessel

We work with lenders across all vessel categories, matching you with the right financing structure for your specific situation.

Find My Lender
Broker Representation
We act solely as your advocate, never the lender. Our fee comes from the lender at closing — not from you.
Rate & Term Shopping
One soft inquiry, dozens of lenders evaluated. We present ranked options within 24 hours of your submission.
Underwriting & Close Support
We stay with you through every stage — paperwork, underwriting questions, and a smooth, fast closing.
🛥️
Yacht Financing
Motor yachts, mega yachts, and superyachts from $500K to $50M+. Complex structures, expertly matched.
Loans from $500K
⛵
Sailboat Financing
Bluewater cruisers, performance racers, and luxury sailing yachts. Terms built for serious sailors.
Loans from $100K
🚤
Sport & Center Console
High-performance sport boats and premium center consoles. Fast approvals, competitive rates.
Loans from $75K
🚢
Commercial Vessels
Charter boats, dive vessels, and commercial craft. Financing structured around your business model.
Custom Structures
Also Available
Marine Loan Refinancing
Already financed? We can often secure significantly better terms on existing marine loans. Lower your rate, reduce your payment, or tap equity in your vessel.
Explore Refinancing
The Process

Three Steps to Your Best Loan

We do the heavy lifting. You focus on finding your perfect vessel.

01
Submit Your Details
Complete a simple form with your vessel type, estimated loan amount, and basic financial details. No hard credit pull required at this stage.
5 Minutes
02
We Match You to the Best Lender
Our specialists analyze your profile, shop your deal across our entire lender network, and connect you with the top options ranked by rate, terms, and fit.
Within 24 Hours
03
Close Faster With Our Guidance
We stay with you through underwriting, negotiation, and closing. Our expertise keeps the deal moving and protects your interests every step of the way.
Funded in Days
No Hard Credit Pull to Get Started
We use a soft inquiry only in the initial matching phase. A hard pull only happens once you've chosen a lender and are ready to proceed.
One Application, Multiple Lenders
Instead of applying to each lender separately and triggering multiple hard pulls, we present your file to our entire network with a single submission.
Dedicated Specialist, Start to Finish
You're assigned a marine financing specialist who knows your file, answers your questions, and advocates for you at every stage.
No Cost to You at Application
Our brokerage fee is paid by the lender at closing. There is no upfront cost to submit a request or receive lender matches.
Proven Track Record

The Numbers Behind Our Reputation

Independent. Trusted. Results-driven.

$0M+Total Loans Arranged
0+Vessels Financed
0%Client Satisfaction
0+Lenders in Network
Our lender network includes institutions financing buyers of the world's finest brands
Client Stories

What Our Clients Say

High-net-worth buyers trust Tidera Capital to find the best financing available, not just whatever is easiest to close.

"
★★★★★

"Tidera found us a rate that was a full point lower than what our own bank offered. Their lender network is the real deal. We couldn't have done this without them."

RH
Robert Harrington
Private Equity, New York
78ft Motor Yacht
$3.2M Arranged
"
★★★★★

"I had no idea a financing consultant could make such a difference. They found the lender, handled the paperwork, and kept me updated every step of the way. Completely effortless."

CL
Catherine Lowe
Entrepreneur, Miami
52ft Sailing Yacht
$890K Arranged
"
★★★★★

"When I found the right boat, the seller needed to move fast. Tidera connected me with a lender and got us to closing in four business days. Absolutely exceptional service."

MP
Marcus Penn
Real Estate Developer, Palm Beach
42ft Sport Cruiser
$620K Arranged
FAQ

Frequently Asked Questions

Everything you need to know about marine financing and how Tidera Capital works.

Ask Us Directly
Our brokerage fee is paid by the lending institution at closing — not by you. There is no upfront cost to submit a request or receive lender matches.
No. The initial matching process uses a soft credit inquiry only. A hard inquiry is only initiated once you've selected a specific lender and are ready to formally apply — and only with your explicit consent.
We work with loan amounts starting from $75,000 for high-performance sport boats all the way through $50M+ for superyachts. Our lender network includes institutions that specialize across the full spectrum of marine financing.
Initial lender matches are typically delivered within 24 hours. Most clients close within 7–21 business days. For time-sensitive deals, we have lenders capable of closing in as few as 4 business days.
Yes. Our lender network includes institutions that finance both dealer and private-party transactions, and some that will consider older vessels that may not qualify under standard bank guidelines.
Absolutely. If interest rates have moved since your original financing, or your financial profile has improved, refinancing can often reduce your payment substantially. Contact us with your current loan details for a no-obligation review.
To start, we only need basic information about you and the vessel. Once matched, typical documents include 2 years of tax returns, bank statements, a vessel survey, and proof of insurance. Your specialist will walk you through exactly what's needed.
Your bank can only offer you their own product. We represent 50+ lenders, giving us the leverage to find the most competitive rate for your profile. Most clients find rates through us that are meaningfully lower than what their own institution offered — often by a half to a full percentage point or more.
Ready to Find Your
Best Rate?
Submit your details in 5 minutes and receive your lender matches within 24 hours. No credit impact. No cost to get started.
Get Matched Now Call (786) 838-9911
Get Started

Get Matched With
The Right Lender Today

Tell us about your vessel and financing needs. We'll handle the rest — matching you with the best lender from our network within 24 hours.

Location
Miami, Florida
No Impact to Your Credit ScoreInitial matching uses a soft inquiry only.
One Application, Multiple LendersWe shop your deal so you don't have to.
Dedicated Specialist AssignedA real expert reviews your file within 24 hours.
100% ConfidentialYour information is encrypted and never shared without consent.
Find Your Best Financing Option
Complete the form and a Tidera Capital specialist will match you with the right lender within 24 hours.
By submitting, you agree to our Privacy Policy. We will never sell your information. Initial inquiries use a soft credit inquiry only.
You're in the queue!
A Tidera Capital specialist will review your file and reach out within 24 hours with your lender matches.